Debt Questions

Your forum to ask and reply to questions relating to UK debt.
It is currently Thu Oct 02, 2014 4:21 am

All times are UTC




Post new topic Reply to topic  [ 3 posts ] 
Author Message
 Post subject: Scot Call
PostPosted: Wed Aug 20, 2008 8:34 pm 
Offline
Master-Poster

Joined: Tue Oct 16, 2007 11:32 am
Posts: 879
Location: X W.MIds - Now Fife-now Stirlingshire
Anyone had any dealings with this lot ???

Barclaycard debt passed on to Mercers who must have engaged this outfit.

Had a home visit (didn't answer door) - left a leaflet asking me to phone a mobile number or debt will be passed back to original creditor and my credit rating may be impaired - ah shucks :roll: I was about to apply for my Amex Black Card :lol:

Still first home visit in 16 months of DMP with 20 odd creditors.

Any anecdotes / experiences appreciated.

They are based in Glasgow so operating a long way from home :mrgreen:

_________________
The only consistent thing about Creditors is their inconsistency-C Butts 2008 - My Lawyers are Watching - Hopefully my Creditors are not!!!


Top
 Profile  
 
 Post subject: Re: Scot Call
PostPosted: Thu Aug 21, 2008 12:09 am 
Offline
100 Club

Joined: Thu Mar 13, 2008 7:46 pm
Posts: 126
Barclaycard and Mercers are the same company,

Surprised that Scot Call actually came to your door. They usually just send lots of letters saying that they will, and always in red ink.

They outsourse to local agents who work on a commission basis, hence the mobile contact number.

The last time Scot Call sent me a letter saying that they would visit my home, I just sent them an email that, I required 7 Days Notice in Writing before any visit by their agents, which would enable me to have my solicitor present (fib). They replied the next day by email, (this time in black ink) that they had passed my account back to Barclaycard. 1 month later Wescot took over the debt on behalf of BC and so far so good.

_________________
You can't get blood out of a stone, they will tell you otherwise, but I assure you, you can't.

Debt Collection Agents are like nappies, They should be changed regularly and for the same reason....


Top
 Profile  
 
 Post subject: Re: Scot Call
PostPosted: Thu Aug 21, 2008 12:27 am 
Offline
Distinguished Poster
User avatar

Joined: Mon May 21, 2007 1:53 am
Posts: 2060
Location: Lincolnshire, UK
Oh good old Scot Call. Yes, I've had dealings with this outfit. But all their threats just fell on deaf ears with me as like most DCAs, these are just that - threats.

If I believed everything these people have threatened to do to me, I'd be in an asylum by now.

_________________
Do Not Let Debt Collectors Get You Down. It Is NOT a Criminal Offence To Owe Money (except Council Tax & Tv License) Just Give Them As Good (or bad) As They Give You. Information & Advise given in my posts is based on personal experience and should not be taken as the norm. Each Case is different.


Top
 Profile  
 
Display posts from previous:  Sort by  
Post new topic Reply to topic  [ 3 posts ] 

All times are UTC


Who is online

Users browsing this forum: Bing [Bot], Google [Bot], Yahoo [Bot] and 8 guests


You cannot post new topics in this forum
You cannot reply to topics in this forum
You cannot edit your posts in this forum
You cannot delete your posts in this forum

Search for:
Jump to:  
Powered by phpBB © phpBB Group
© Totemic Limited 2014. Totemic Limited is registered in England with Company No. 02789854. Registered Office: Kempton House, Dysart Road, PO Box 9562, Grantham, NG31 0AE. Totemic Limited is authorised and regulated by the Financial Conduct Authority. Totemic Limited is an appointed representative of Reach Financial Services Limited which is authorised and regulated by the Financial Conduct Authority. Totemic, the Totemic logo, Payplan, and the Payplan Logo are all trademarks of Totemic Limited.