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General The Debt Questions website is owned and operated by Totemic Ltd (referred to in the remainder of these Terms as Debt Questions) whose registered address is Kempton House, Dysart Road, Grantham, Lincolnshire, NG317LE. Totemic Ltd grants visitors to this site a license to use the site however that licence can be terminated at any time without notice. Access & Use By accessing or using the Debt Questions website, you agree to these terms of use. If you do not agree to these terms, please do not access or use this site. Information and Disclaimers Debt Questions uses reasonable care to ensure that the information appearing on this website is up to date and accurate. Whilst Debt Questions takes precautions to prevent the occurrence of errors and omissions the user of this website should not take the accuracy of the information for granted but should seek professional advice. None of the material contained in this website is to be relied upon as a statement or representation of fact and Debt Questions gives no warranty as to the accuracy of this information. Totemic Ltd is not giving advice or recommendation by virtue of having provided information on this site. Links to and from other Websites It is not possible for Debt Questions to review the content of all of the websites to which this website links and we cannot be held liable for their content. Debt Questions does not endorse the content of any websites to which www.debtquestions.co.uk is linked and users of this website link to other websites at their own risk. Anyone wishing to link to www.debtquestions.co.uk must do so to the homepage and must remove the link if requested to do so by Debt Questions. Transmitted Material Do not post or transmit to or from this website any unlawful, threatening, defamatory, obscene, scandalous, inflammatory, pornographic or profane material, or material that is invasive of privacy, infringes third party intellectual property rights, contains a virus, or is unlawful in the local jurisdiction or any other material which could give rise to any civil or criminal liability in the territory to which this website relates. Debt Questions reserves the right to remove any material posted on this site without notice. The content of this site is intended for users within the UK and is not applicable elsewhere in the world. The Terms of this site are therefore subject to English law and the jurisdiction of the English courts. Debt Questions also reserves the right to store copies of messages or other material posted on this site and to transmit it to third parties. Exclusions and Limitations Debt Questions excludes liability for any loss to the user caused by inadvertent downloading of a virus. We do not limit liability for death or personal injury caused by negligence or for fraudulent misrepresentation. The site is a free service and, whilst we will use reasonable endeavours to resolve any faults on the Site, we shall not be liable for any other losses (including those caused by our negligence) as a result of any advice provided to the user via the site or the Debt Forum. We require that users of the site indemnify us against potential claims for defamation, infringement of copyright, negligence, contractual liability to third parties and any criminal or civil liability in foreign jurisdictions brought by third parties in relation to material posted on this site by users. Intellectual Property Rights and Permitted Use Users of this site are not permitted to use the material contained within this site in a commercial manner. Any unauthorised use may give rise to a claim in damages. |